Have you been thinking about buying a new home in the Prairieville / Baton Rouge area? Maybe it will be your first home!
This can and should be a really exciting time. Before starting to look for a home you will need to be pre-approved by a lender. This is important for a number of reasons. One of the main reasons is that a pre-approval will let you know what price range you need to be looking in. Nothing is worse than falling in love with a property and then finding out you can't afford it.
Let's back up a minute... First of all, we need to make sure some things are in order in your financial house.
- Check your credit report for errors. Did you know that just a few points could make a difference in your rate? A higher rate over 15 or 30